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Saving Money as a Newlywed Team

Author:  Nathan Dawson

As a newly wed couple, you may not always agree on things; however, when it comes to financial survival, the both of you will need to put your heads together and make some decisions with regard to money management.

For this reason, it is always wise for a married couple to seek financial marriage advice. A financial planner can help with matters such as whether or not to get a prenuptial agreement, and what percentage of your income to put into a joint bank account, and some wise investments to start out with.

Other decisions are best made between the two of you. What are your spending habits? Who will balance the checkbook? Who will pay the bills? What investments do you wish to make? What are your financial goals and what is your plan to reach them?

Another aspect of marriage that may require planning is your wedding budget. That would include everything from the price of engagement rings all the way to the actual wedding cost.

Planning your financial future together is crucial for a healthy marriage. If the both of you choose to undergo premarital counseling, take a few sessions to communicate about your financial issues. Get started early, and continue with couple counseling after tying the knot, as well.

Source: Free Articles

Nathan Dawson writes for http://www.marriedfinances.com and http://www.successfulmarriageresource.com, great online sources for marriage and finance information.

Wedding Registry Trend Report: The Rise of the Cash Gift

By: Meredith Toy

Ever since Chicago’s historic Marshall Field’s department store invented the wedding registry back in 1924, the rules and trends dictating how couples use this helpful gift-finding tool have fluctuated greatly. The latest trend on the Wedding Registry front is registering for cash gifts. The appropriateness of giving a cash gift has long remained in the wedding etiquette gray area of ‘is it’ or ‘isn’t it’ until recent years. In these tough economic times, many couples have a strong preference for cash, and the challenge is simply finding a way to express this politely.

Thanks to the all-encompassing power of the Internet, couples have finally been given a tasteful way in which to register for cash. MyRegistry.com, the leader in online gift registry technology, provides couples with an etiquette-friendly way to request cash gifts right on their online registry. When activating a Cash Gift Fund, registrants can label the fund anything they wish, whether it be a Home Renovations Fund, Honeymoon Fund, Wedding Fund, or even several different funds designated for various purposes. The Cash Gift Fund appears on the couple’s registry alongside more traditional items such as an espresso machine or flatware, so it becomes the guest’s choice whether to give a cash gift, a more traditional gift from the registry, or even a gift not listed on the registry at all.

Couples can share their online gift registry with wedding or shower guests by utilizing a number of etiquette approved methods. Registry Announcement Cards, a long-time favorite of department stores, can be included with the engagement party or bridal shower invitations. Online gift registry sites such as MyRegistry.com often offer printable versions of these cards available for download as well. Couples who would rather not include registry information with invitations can notify guests by email, or with the free customizable eCards available to MyRegistry.com members. A great way to share registry information politely is to have the host of the bridal shower be the one to spread the news. And thanks to advancements in gift registry technology, like MyRegistry.com’s facebook app, sharing registry information in an Internet-centric world is easier than ever.

The cash gift trend has helped newlyweds afford the sometimes costly expense of getting hitched these days, while providing wedding guests with an easy alternative to finding gifts from the registry that fall within their budgets. While some wedding registry trends may come and go (picking out a china pattern is no longer the registry must it once was), it’s unlikely that there will ever come a time when newlyweds couldn’t use a little cold, hard cash!

Check out Today’s Bride’s Bridal Registry Suggestions here

About the Author

Meredith Toy is an Editor for MyRegistry.com, the leader in online gift registry services. As a former pregnancy/parenting Magazine Editor and Personal Shopper specializing in helping customers build gift registries, Meredith has a strong background in all gift registry related topics. Meredith’s goal is to use her expertise of the gift registry industry to provide strong editorial content to fit your registry related needs.

(ArticlesBase SC #1443651)

Article Source: http://www.articlesbase.com/Wedding Registry Trend Report: The Rise of the Cash Gift

Today’s Bride Announces 2010-2011 Bridal Show Schedule

CLEVELAND OCTOBER 2010 SHOW
Sun, Oct 17, 2010
Embassy Suites, Independence
5800 Rockside Woods Blvd., Independence, OH
Doors Open:  10am – 4pm
Fashion Shows: 11:30am, 1:00pm, & 2:30pm

AKRON/CANTON OCTOBER 2010 SHOW
Sun, Oct. 24, 2010
Sheraton Suites
1989 Front Street, Cuyahoga Falls, OH
Doors open: 10 – 4pm.
Fashion Shows: 11:30am, 1:00pm, & 2:30pm

Each event has OVER 80 Exhibitors, Henri’s Discount Gown Showroom, Battle of the Grooms, Make-Over Bride, Prizes, Discounts, and Giveaways!  Each attending bride will receive a current copy Today’s Bride Magazine (while supplies last)
$10 Admission.  Purchase Tickets online at http://www.todaysbride.com at 50% off!

AKRON/CANTON JANUARY 2011 SHOW
Sun, January 9, 2011
John S. Knight Center, Akron, OH
77 E. Mill St., Akron, OH
Doors open: 10 – 5pm.

Fashion Shows: 11:00am, 12:30pm, 2:00pm & 3:30pm, American Commodore Tuxedo Dancers, latest fashions in Bridal gowns, Veils, Mother-of dresses, Bridesmaids dresses and more!

Over 150 Wedding Professionals to help you plan your BIG day!  Henri’s Discount Gown Showroom, Gallery of Reception Table Ideas, Gallery of Wedding Cakes, Portrait Gallery, Prizes, Discounts, and so much more!  Each attending bride will receive a current copy Today’s Bride Magazine (while supplies last).
$10 admission.  Purchase tickets at 50% off by registering at www.todaysbride.com

CLEVELAND JANUARY 2010 SHOW – Now 2 Days!
Sat. & Sun, January 15 & 16, 2011
I-X Center, Cleveland, OH
One I-X Center Dr., Cleveland, OH
Doors open: 1/16/11 from 4-8pm
1/15/11 from 10 – 5pm.

Fashion Shows on Sunday:  11:00am, 12:30pm, 2:00pm & 3:30pm, American Commodore Tuxedo Dancers, latest fashions in Bridal gowns, Veils, Mother-of dresses, Bridesmaids dresses and more!

Over 200 Wedding Professionals to help you plan your BIG day!  Henri’s Discount Gown Showroom, Gallery of Reception Table Ideas, Gallery of Wedding Cakes, Portrait Gallery, Prizes, Discounts, and so much more!  Each attending bride will receive a current copy Today’s Bride Magazine (while supplies last)
$8 parking, $10 Admission. Purchase Tickets at 50% off online at www.todaysbride.com.

Getting Married? How To Change Your Name

A marriage license with your new name on it does not mean your name has automatically changed.

Make your new name official. If you’ve decided to change your name, the easiest way is to apply for the NAME CHANGE is at the same time you apply for your Marriage License.  It will save you extra paperwork, time, and money. You’ll receive a simple form to submit to the Social Security Administration and you’re on your way.

If you wait until after your honeymoon, you’ll need to revisit the Probate Court where you reside (with your Birth Certificate) and fill out a CHANGE OF NAME APPLICATION.    A hearing date (need not be present) is set by the Court, normally 45 to 50 days from the date of filing. At least 30 days prior to hearing, you must have published a Notice of Change of Name in a newspaper of general circulation and proof filed with the Court. Your local Probate Court will help explain how to do this.

Once you receive notice that the Court granted your name change, proceed with your Social Security card and driver’s license. Without these, you won’t get very far down the list of other important changes. Some institutions only require a phone call others may ask for a copy of your marriage certificate or social security card. Always arm yourself with a certified marriage license — be sure it has a raised seal, which means it’s authentic.

  • Social Security Card
    Contact the Social Security Administration at (800) 772-1213 or download form SS-5 online at http://www.socialsecurity.gov. Once you’ve filled it out, you can either mail it in or turn it in directly. Your new card will be free.
  • Driver’s License
    Visit the Department of Motor Vehicles, which requires you to make a personal appearance. Bring  your certified marriage license & Social Security card.
  • Car Registration
  • Car Insurance
  • Voter Registration
  • Passport Do not do this before the wedding — your passport name must match the name on your ticket and all other travel documents!
  • Checks and Checking Accounts
  • Savings Accounts
  • IRAs & CDs
  • Safe Deposit Box
  • Credit Cards
  • Loans
  • Stock, Bonds
  • Life Insurance
  • Health Insurance
  • Will
  • Homeowner’s Insurance
  • Property Titles
  • Leases
  • School Registration
  • Professional Information
  • Employee Records
  • Business Cards/Letterhead
  • Return Address Labels
  • Magazine Subscriptions
  • Notify Post Office

While this list is by no means complete, it will give you a head start on getting everything changed to your new name.

For more marriage license information, click here

Brides-to-be…What to do After the Bridal Show

Ok, so you went to the bridal show and talked to a lot of people, picked up a lot of literature, saw great fashions shows with the latest in wedding and bridesmaid gown design, awesome wedding cake ideas and so much that you are getting dizzy.  Hold on!  We made it happen, we will help you through it!  Great organization, follow through and planning can turn piles of brochures into a well thought out and perfect wedding day. 

1) Dump & Categorize

Dump your bag out and separate the brochures by category; DJs, cake companies, photographers, bands/live music, flowers, reception halls, etc.  Once you’ve done that, take each pile and pull out the company, or companies,  you actually had the opportunity to talk to.  These will be the first people to review.  From that group, chose one to three companies from each category, paying attention to any coupon or show pricing deadlines, that made the biggest impression on you when you spoke, i.e. personality of the representative, overall look of their booth – samples, photos, etc – and any offers they presented.  These will be the first people you want to consider for your wedding.

2) Contact them

Now that you’ve narrowed it down, the next step is to contact them and set up an appointment to talk about what you’re looking for, what your budget is for that particular service, availability on your date, etc.  The one thing we do not recommend is just calling up a company and asking what they charge.  That doesn’t give you a true idea of what that company can offer you.  Here’s something to think about, just because a company may LOOK expensive, i.e. high quality ads, brochures, booth displays, etc. doesn’t mean they are expensive, that they aren’t willing to work within your budget.  You’d be surprised how many companies can offer you their best work and still won’t break the bank.  Give them a chance. 

3)Research what you need to ask

After you set the appointment, print out  a copy of our wedding
planner  http://www.todaysbrideonline.com/planning_tools.phtml.  It contains great information and just about every question you should ask.   You may want to check out their website too.  Many companies will list their services and possibly a price list.  But don’t let that be the end of your research.  A true measure of a company is not necessarily what they look like online or what their brochure look like, it’s the people and how they interact with you.  Which brings us to the next step…

3)Get to know them personally

While talking with the vendor, make sure everything they will do for you will be written in the contract and that every aspect is covered.  Yes, they know what they need to do, but you need to know too!  They do this for a living and it’s second nature to them.  What you might assume will be included, often times is not and could be an issue later on down the line.  Don’t be afraid to ask questions and don’t be afraid to ask for it in writing!

4)  Time to Make a Choice

You’ve “interviewed” your top choices. Now comes the hard part, choosing that one company that will make your day perfect.  Review all of the information you collected when you spoke.  Take into consideration the personality of the person you spoke to, the atmosphere of where you met, any testimonials or recommendations from others that have used their service, etc and the choice should be obvious.

5) File It Away

Once you have made your final decisions and booked your wedding professionals, don’t throw away your research!  File it away for a future use.  You never know when you’ll need the services of a company you talked to or received literature from but didn’t use. 

Your wedding day is the most important day of your life and the companies you choose to help you celebrate play a big role in making it perfect.  Follow your heart, after all, it brought you to this point and hasn’t been wrong yet.

Money Can’t Buy Love: Northeast Ohio weddings still going strong despite economic downturn

We are not claiming to be the original source of this post: View full post on wedding « WordPress.com Tag Feed

by Jennifer Boresz on January 20, 2010

Weddings tend to boom during decade years.

Who knew?

My fiancé, Brian, and I sure didn’t plan to get married in 2010 for any particular reason. It’s just the way things worked out. But bridal vendors throughout Northeast Ohio are hoping others will also choose this decade year to plan their big day. It would give their businesses a boost, following a not-so-great 2009.

It seems that just about everyone has been impacted by the struggling economy. Even though some couples in 2009 worked within a budget to throw the weddings of their dreams, others decided to postpone their big days. A decrease in wedding funds may delay plans, but bridal vendors can count on one thing: People will still continue to fall in love and get married.

This Friday night (January 22, 2009)  at 8:30 on NEOtropolis, we’ll talk about the economic impact of Northeast Ohio weddings. If you think about it, just one wedding — one single day — touches many different vendors. By having your wedding here in the region, instead of a “destination wedding” out of the state or even the country, you’re actually helping the local economy.

According to the Wedding Report through the Bridal Association of America, the average U.S. wedding cost more than $30,000 in 2009! (Now I’m not saying everyone pays that much, but can you imagine the impact thousands of weddings have on Northeast Ohio businesses each year?)

Here are some interesting statistics from the same 2009 study that I thought you might enjoy:

17 months = average engagement time

169 = average number of guests

26 = average age of bride

28 = average age of groom

2,326,485 = numbers of weddings in the United States (a 2.37 percent increase from 2008)

I’m proud to say that since Brian and I are both native Northeast Ohio residents, we are using all local vendors for our June wedding. We’re even incorporating elements from the Lake Erie shore into our centerpieces and decor to reflect the region we love.

What about you? Are you a bride or groom who is planning a wedding? Will it take place in the region? Or, if you’ve been to a wedding recently, did you notice that it was less extravagant due to the economy? What stood out? And who are your favorite Northeast Ohio vendors?

——–

See Today’s Bride’s own Jim Frericks and Jennifer Fyffe discuss the outlook for the Northeast Ohio bridal industry on this episode of NEOtropolis.

NEOtropolis Episode 112: The Business of Brides{{desc}}

via Episode 112: The Business of Brides.

January is Bridal Show Month!

January is a very busy month for bridal show producers, including Today’s Bride.  We are the largest Bridal Show producer in Northeast Ohio for over 20 years, bringing newly engaged couples hundreds of wedding professionals all in one place!  It’s one-stop-shopping for all your bridal needs.

This Sunday, January 17th will be our largest show of the season at the IX Center in Cleveland.  Over 200 wedding professionals will be on hand, from florists to teeth whitening, Bridal gowns in Henri’s gown showroom to photobooths that will add additional craziness and fun to your reception.  It’s all here!  Beautiful fashions shows highlighting this seasons most sought-after gowns will be at 11:00, 12:30, 2:00 & 3:30pm, brought to you by Henri’s Cloud Nine with fashions from Henri’s, Expressions Bridal, David’s Bridal, Dora’s Bridal & Formal and more!  For the Mother-of, beautiful gowns from Peneventures will also be featured.  Don’t forget to check out the American Commodore Tuxedo dancers showing off the latest in formal attire for the groom too!  They are sure to rock the show!

Doors will be open from 10am to 5pm.  Admission at the door is $10 but you can get a $3 off coupon or buy tickets online for 50% off by pre-registering at www.todaysbride.com.  Parking is $8.

To help you prepare for the show, check out our bridal survival guid by clicking here.  Come to the show excited and prepared!